Senior Mortgage Underwriter

Job Description

The Sr. Mortgage Underwriter position is responsible for underwriting Conventional, Jumbo FHA, USDA and VA loans following established company, agency and investor guidelines. The underwriter evaluates mortgage loan files and assesses risk based on compliance, agency, investor, and company guidelines to ensure salability with minimal loss. Ideal candidates will be service-focused with excellent time-management and communication skills, have the ability to multi-task, and possess keen attention to detail. Underwriters at American Portfolio Mortgage Corporation are the gatekeepers to our success. We pride ourselves on turn-time, efficiency, and providing the best borrower experience possible.

Key Responsibilities

• Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans.

• Review resubmitted files and documents

• Make and issue independent compliant loan decisions

• Maintain company service level and turn-time standards

• Respond to audits and post-closing issues in a timely manner

• Maintain working knowledge of agency and investor guidelines and policies

• Job Requirements

  Desired Skills & Experience

• 2-5 years’ experience underwriting conventional, FHA and VA loans required

• DE & SAR preferred

• Strong analytical decision-making and problem-solving abilities

• Aptitude for maintaining professional relationships with coworkers

• Excellent verbal and written communication skills

• Knowledge of Ellie Mae Encompass LOS