J&B Software provides market-leading systems for processing and managing automated electronic payment transactions to over 165 organizations worldwide. The company maintains a reputation for excellence built upon industry expertise, a commitment to optimizing the use of open-architecture platforms and an extensive library of core applications and product modules. Designed specifically to enhance productivity and to quickly maximize ROI, J&B's application suite includes solutions for remote image capture, ARC and Check 21/image exchange, wholesale and retail lockbox, full-page forms processing and on-line customer query. J&B's list of clients include some of the world's top banks, insurance companies, mutual fund providers, credit