Retirement Calculator

1Now

Current Age

Current Savings $

Other Asset $

Retirement Savings Calculator will help you estimate the future value of your retirement savings and determine how much you need to save, spend to reach your retirement goal. Actual results will depend on how much you contribute to your retirement accounts, the rate-of-return on your investments, and how long you live. This retirement planning tool will help you estimate how well your savings plan prepares you for your retirement.

2PLAN

Yearly Income
Salary $ per Year
Salary Raise %
Other Income $ per Year
Other Income increase %

Federal Tax Rate %
State/Local Tax Rate %

Contribution to Retirement ?
Contribution %of after-tax
Contribution per year

Increase deposits with inflation
Inflation Rate %
Investment Return?
Investment Return %

Year 2024
Age 30
Yearly Income
Salary$80,000
Other Income$10,000
Total Income$90,000
Tax Paid$22,500
After-tax Income$67,500
Contribution to Retirement
Contribution$10,125
Investment Retirement Asset
Beginning Investment Asset$10,000
Investment Return$800
Contribution$10,125
End of Year Investment Asset$20,925

3RETIREMENT

Retirement Age
Life Expectancy
One-time Income $
Estate Asset $

Retirement Income
Salary Replacement % per Year
Retirement $

Other Income $ per Year
Supplement Income $ per Year
Federal Tax Rate %
State/Local Tax Rate %
Investment Return?
Investment Return %

Year 2058
Age 64
Retirement Income
Salary Replacement47%
Money for Retirement$188,134
Other Income$-
Supplement Income$-
Tax Paid$-
Investment Retirement Asset
Beginning Investment Asset$2,888,174
Investment Return$173,291
Withdraw$188,134
End of Year Investment Asset$2,873,331

Results of this calculator are based on limited variables presented here and may not reflect all factors you should consider. Your own conditions may be more complex than represented here. It is an educational tool and is not intended to provide tax, legal, insurance or investment advice. You should consult an attorney, tax professional or other retirement planning professional regarding your specific situation

Cash Flow by Year

Age	Salary	Other Income	After-tax Income	Contribution	Beginning of Year Asset	Return	End of Year Asset	Withdraw
30	$80,000	$10,000	$67,500	$10,125	$10,000	$800	$20,925	$-
31	$84,000	$10,200	$70,650	$10,598	$20,925	$1,674	$33,197	$-
32	$88,200	$10,404	$73,953	$11,093	$33,197	$2,656	$46,946	$-
33	$92,610	$10,613	$77,418	$11,613	$46,946	$3,756	$62,315	$-
34	$97,241	$10,826	$81,051	$12,158	$62,315	$4,986	$79,459	$-
35	$102,104	$11,043	$84,861	$12,730	$79,459	$6,357	$98,546	$-
36	$107,210	$11,264	$88,856	$13,329	$98,546	$7,884	$119,759	$-
37	$112,571	$11,490	$93,046	$13,957	$119,759	$9,581	$143,297	$-
38	$118,200	$11,720	$97,440	$14,616	$143,297	$11,464	$169,377	$-
39	$124,110	$11,955	$102,049	$15,308	$169,377	$13,551	$198,236	$-
40	$130,316	$12,195	$106,884	$16,033	$198,236	$15,859	$230,128	$-
41	$136,832	$12,439	$111,954	$16,794	$230,128	$18,411	$265,333	$-
42	$143,674	$12,688	$117,272	$17,591	$265,333	$21,227	$304,151	$-
43	$150,858	$12,942	$122,850	$18,428	$304,151	$24,333	$346,912	$-
44	$158,401	$13,201	$128,702	$19,306	$346,912	$27,753	$393,971	$-
45	$166,322	$13,466	$134,841	$20,227	$393,971	$31,518	$445,716	$-
46	$174,639	$13,736	$141,282	$21,193	$445,716	$35,658	$502,567	$-
47	$183,371	$14,011	$148,037	$22,206	$502,567	$40,206	$564,979	$-
48	$192,540	$14,292	$155,124	$23,269	$564,979	$45,199	$633,447	$-
49	$202,167	$14,578	$162,559	$24,384	$633,447	$50,676	$708,507	$-
50	$212,276	$14,870	$170,360	$25,554	$708,507	$56,681	$790,742	$-
51	$222,890	$15,168	$178,544	$26,782	$790,742	$63,260	$880,784	$-
52	$234,035	$15,472	$187,131	$28,070	$880,784	$70,463	$979,317	$-
53	$245,737	$15,782	$196,140	$29,421	$979,317	$78,346	$1,087,084	$-
54	$258,024	$16,098	$205,592	$30,839	$1,087,084	$86,967	$1,204,890	$-
55	$270,926	$16,420	$215,510	$32,327	$1,204,890	$96,392	$1,333,609	$-
56	$284,473	$16,749	$225,917	$33,888	$1,333,609	$106,689	$1,474,186	$-
57	$298,697	$17,084	$236,836	$35,526	$1,474,186	$117,935	$1,627,647	$-
58	$313,632	$17,426	$248,294	$37,245	$1,627,647	$130,212	$1,795,104	$-
59	$329,314	$17,775	$260,317	$39,048	$1,795,104	$143,609	$1,977,761	$-
60	$345,780	$18,131	$272,934	$40,941	$1,977,761	$158,221	$2,176,923	$-
61	$363,069	$18,494	$286,173	$42,926	$2,176,923	$174,154	$2,394,003	$-
62	$381,223	$18,864	$300,066	$45,010	$2,394,003	$191,521	$2,630,534	$-
63	$400,285	$19,242	$314,646	$47,197	$2,630,534	$210,443	$2,888,174	$-
64	$-	$-	$-	$-188,134	$2,888,174	$173,291	$2,873,331	$188,134
65	$-	$-	$-	$-193,779	$2,873,331	$172,400	$2,851,952	$193,779
66	$-	$-	$-	$-199,593	$2,851,952	$171,118	$2,823,477	$199,593
67	$-	$-	$-	$-205,581	$2,823,477	$169,409	$2,787,305	$205,581
68	$-	$-	$-	$-211,749	$2,787,305	$167,239	$2,742,795	$211,749
69	$-	$-	$-	$-218,102	$2,742,795	$164,568	$2,689,261	$218,102
70	$-	$-	$-	$-224,646	$2,689,261	$161,356	$2,625,971	$224,646
71	$-	$-	$-	$-231,386	$2,625,971	$157,559	$2,552,144	$231,386
72	$-	$-	$-	$-238,328	$2,552,144	$153,129	$2,466,945	$238,328
73	$-	$-	$-	$-245,478	$2,466,945	$148,017	$2,369,484	$245,478
74	$-	$-	$-	$-252,843	$2,369,484	$142,170	$2,258,811	$252,843
75	$-	$-	$-	$-260,429	$2,258,811	$135,529	$2,133,911	$260,429
76	$-	$-	$-	$-268,242	$2,133,911	$128,035	$1,993,704	$268,242
77	$-	$-	$-	$-276,290	$1,993,704	$119,623	$1,837,037	$276,290
78	$-	$-	$-	$-284,579	$1,837,037	$110,223	$1,662,681	$284,579
79	$-	$-	$-	$-293,117	$1,662,681	$99,761	$1,469,325	$293,117
80	$-	$-	$-	$-301,911	$1,469,325	$88,160	$1,255,574	$301,911
81	$-	$-	$-	$-310,969	$1,255,574	$75,335	$1,019,940	$310,969
82	$-	$-	$-	$-320,299	$1,019,940	$61,197	$760,838	$320,299
83	$-	$-	$-	$-329,908	$760,838	$45,651	$476,581	$329,908
84	$-	$-	$-	$-339,806	$476,581	$28,595	$165,370	$339,806
85	$-	$-	$-	$-350,001	$165,370	$9,923	$-174,708	$350,001